Feb 282014

casa-familiarApartments or houses? Houses or apartments? This is a never ending debate among prospective homeowners. While some are more drawn towards the “openness” of an independent house, others prefer the convenience and community feel that apartments offer.

In case you too are stuck between the two options, here is a well-balanced list of pros and cons that can help you make a decision, although a lot will depend on your personal preferences and how much these factors really matter to you.

Advantages Of A Home

If you choose to build your own home, there is no limit to the amount of renovation and reconstruction you can do at a later stage.  As your needs change with time, you can add extra rooms or convert a space to suit any functionality.


– Individual homes may be the choice for you if you are fond of lawns, backyard and large open outdoor spaces.  Homes also allow you a free hand over landscaping and land utility, which is not always possible in apartment units.

– Homes offer you more privacy and a secluded environment as compared to an apartment, where you are required to live as part of a community and cooperate with fellow residents.

Disadvantages Of A Home

Individual homes are often more expensive to build and entail long-term maintenance costs and ownership expenses. Maintaining a large house all by yourself can be a daunting task. You may even need to hire help to clean up and maintain your landscape.

Advantages Of An Apartment

– There was a time when apartments were seen as small and stuffy, making them less popular with larger families. However, all that is now changing. Modern apartments pose no limits in terms of space and residents can enjoy all the open space they want through terrace gardens and large, open balconies.

Modern apartments usually come with several additional amenities like security, health club, swimming pool, power backup, safety mechanisms, children’s park, community hall and the like, for which residents are required to pay a nominal membership/maintenance fee. These can turn out to be quite expensive if you choose to have them in a stand-alone home.

– With apartments, you don’t have to worry about ownership costs except for the monthly maintenance fee. In case of damage or refurbishment (to the building), the expenses are usually footed by the builder.

– If you are going to apply for a home loan, it may be easier to get one if you are buying an apartment since many builders have tie-ups with banks and can help you get your loan approved. Apartments are also easier to sell since the demand almost always exceedsthe supply.

Disadvantages Of An Apartment

– Living in an apartment can be noisy at times, especially if there are children around. Your personal space may be compromised to an extent.

– Even if you want to, you can’t make too many changes to the structure and layout of the apartment since it is a part of a larger building. Building rules and regulations may also prohibit your from constructing any extensions around your apartment.


Today’s feature writer, Jenny Wadlow, is a freelance blogger who writes for Untitled, a provider of first class apartments in Prahran. Through her blog posts, she advises people on buying and renting homes. You can catch up with her on Twitter @JennyWadlow.

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